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Fundraising Alone Will Never Bring About Needed Social Change

Businesses are powerful platforms. Over 160 million people are employed by US businesses. The things that happen inside these businesses, the cultures that are created, and the way associates, clients and customers are treated influence more than just the bottom line. The platforms conferred on business leaders empower them to promote a message, start a…

A Short History of the Discount Brokerage Industry

It’s interesting but maybe not surprising that the greatest organizations ever created to empower self-directed investors were created away from Wall Street. The eponymous Charles Schwab and Larry Waterhouse, Ned Johnson (Fidelity), Joe Ricketts (TD Ameritrade), and Rodger Riney (Scottrade) built their companies to challenge Wall Street hundreds and thousands of miles away from “The…

The unraveling of Silicon Valley Bank and Signature Bank: Could credit quality be the next shoe to drop?

We have all watched with much concern the unexpected and rapid unraveling of Silicon Valley Bank and Signature Bank over the past week.  Many pundits are asking whether this is the start of another wave of bank failures and other financial system pressures, or whether the issues that caused the unraveling are germane to just…

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